Washington State Long Term Care Trust Analysis

Important: Washington State wage earners have a limited time to
opt out of State Long Term Care Payroll Tax. 

Understand Your Options

What is the Washington State Long Term Care Trust?

Beginning January 1, 2022, all non-exempt workers in Washington State will begin paying .58% of their pay into a trust to provide basic long term care services to qualified state residents. There are no caps to how much you pay into the trust. As your income goes up, the amount you pay into the trust increases.

How do I qualify for an exemption from the State Long Term Care Trust?

Anyone who holds a private long term care insurance policy purchased before November 1, 2021 can apply for an exemption to the .58% tax. The state will start accepting applications for exemption in October, 2021. Many residents, especially those who are younger or have a higher income, will see equal or better coverage benefits than the trust at the same cost.

How do I determine if I should remain in the trust or acquire private insurance?

Complete the anonymous assessment to see an immediate comparison of trust costs and benefits compared to private insurance costs and benefits.


Start your assessment now.